|Account Feature||Free Business Checking||Interest-Earning Business Checking||Business Analysis Checking|
|Account Designed for...||... small businesses that don't write a large volume of checks and want a low-cost alternative.||... businesses that want competitive interest rates, generous check writing privileges, and free imaging.||... companies that routinely receive and write a large number of checks. This account features an earnings credit based on your balance and account activity, allowing you to reduce or eliminate any charges.|
|Minimum to Open||$100||$750||$100|
|Minimum Balance||$0||$3,000 average daily balance OR $750 minimum daily balance.||$0|
|Balance Requirement Fee||$0||$10†||Negative collected balances are prime + 9.00%. Sales tax to be applied where applicable.|
|Activity Item Limits||
Charges may include the following:
$7.50 monthly maintenance fee†
$.20 per check paid†
$.45 per deposit†
$.02 local deposit items†
$.05 foreign deposit items†
$.15 ACH debit†
$.17 ACH credit†
|Excess Activity Fee||Debits, credits, deposited items charge $0.35 per item† if the combined total is greater than 100.||
|Interest/Earnings Credit||Non-interest earning||
Earnings credit on non-cash deposits begins no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Negative collected balances are Prime + 9.00%. Sales tax to be applied where applicable.
† Plus sales tax.
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