Personal Checking

FREE CHECKING REGULAR CHECKING DIRECT DEPOSIT CHECKING INTEREST CHECKING
OPENING DEPOSIT
$100 $100 $100 $100
 
MINIMUM BALANCE
$0 $300 average daily balance or $100 minimum daily balance $0 $750 minimum daily balance
 
INTEREST
Non-interest earning Non-interest earning Non-interest earning The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. At our discretion, we may change the interest rate on your account. Interest will be compounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).  
 
FEES
No monthly service charge A monthly service charge of $7.00† will be waived if your average daily balance is equal to or greater than $300 or your minimum daily balance is equal to or greater than $100. No monthly service charge with monthly direct deposit A monthly service charge of $10.00† will be waived if your minimum daily balance is equal to or greater than $750.
$10 ATM/Debit card
issuance fee†
$10 ATM/Debit card
issuance fee†
$10 ATM/Debit card
issuance fee†
$10 ATM/Debit card
issuance fee†
$15 annual charge
for ATM/Debit card†
$15 annual charge
for ATM/Debit card†
$15 annual charge
for ATM/Debit card†
$15 annual charge
for ATM/Debit card†
$1.50 foreign ATM
transaction fee†*
Optional: check
images returned with
statement – $2.50
monthly fee†
  Optional: check images
returned with statement –
no fee
 
ADDITIONAL BENEFITS AND ACCOUNT DETAIL
Free online banking including: Free eStatements, Free check images, Free Bill Pay Free online banking including: Free eStatements, Free check images, Free Bill Pay Free online banking including: Free eStatements, Free check images, Free Bill Pay Free online banking including: Free eStatements, Free check images, Free Bill Pay
Plus sales tax.
* Foreign ATM transaction fee if debit card is tied to a Free Personal Checking
account or those savings accounts tied to a Free Checking account and used at ATMs
not owned by Pioneer Bank; or ATMs that are not in the Privileged Status® network.