A Health Savings Account (HSA) is a tax-exempt account established solely for the purpose of paying out-of-pocket qualified medical expenses for you and your family when covered under a high-deductible health plan (HDHP). Contributions to your HSA are fully deductible to the extent allowable by law; the earnings grow tax-deferred and distributions for qualified medical expenses are tax-free.* The funds in your HSA are managed and controlled by you without restrictions of healthcare professionals.

*Please consult with your investment and tax advisor for guidance.

 

ACCOUNT FEES
ACCOUNT SET UP FEE
$0
MONTHLY ACCOUNT MAINTENANCE FEE
$0
ANNUAL SERVICE FEE
$0
DEBIT CARD ISSUANCE FEE
$0
DEBIT CARD ANNUAL FEE
$0
DEBIT CARD REPLACEMENT FEE
$15
ACCOUNT CLOSURE FEE
$25

 

ACCOUNT ACCESS
Pioneer Bank will instantly issue you a VISA debit card at no charge. This card has the ability to be used wherever VISA debit cards are accepted.

 

MINIMUM ACCOUNT BALANCE
OPENING DEPOSIT REQUIREMENT
NONE
MINIMUM ACCOUNT BALANCE REQUIREMENT
NONE

 

HOW WE DETERMINE THE INTEREST RATE
The interest rate and annual percentage yield available on your account is subject to change at our discretion at any time without notice. Fees may reduce your earnings.
 

Stephanie Groves and Randi Morton are our HSA experts who will be on-site to open new accounts.

Stephanie Groves Randi Morton
(712) 271-4362 (605) 242-1150
sgroves@pioneerbanks.com rmorton@pioneerbanks.com