Savings, Money Markets & CDs

Account Feature Personal Savings High Yielding Money Market (HMM) Certificates of Deposit (CDs)*
Minimum to Open $100 $2,500 Varies per term
Minimum Balance Requirement $100 None -
Interest
  • Interest rate and annual percentage yield is subject to change.
  • Variable interest rate compounded and credited quarterly.
  • Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).
  • Rates are tiered to reward higher balances.
    The interest rate and annual percentage yield for your account depend upon the applicable rate tier and are subject to change.
  • Interest will be compounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
  • Terms from 6 months to 5 years.
  • Funds are FDIC insured.
  • All certificates may be used as IRA accounts.
Fees & Transaction Limitations
A monthly balance requirement fee of $2.50 will be waived if your minimum daily balance is equal to or greater than $100.
 - -
Additional Benefits & Account Detail
  • Free online banking including: Free eStatements, Free check images & Free Bill Pay.
  • Free Mobile Banking App.^
  • $2.50 foreign ATM transaction fee#
  • Free online banking including: Free eStatements, Free check images & Free Bill Pay.
  • Free Mobile Banking App.^
  • $2.50 foreign ATM transaction fee#
† Plus sales tax.
# Foreign ATM transaction fee if debit card is tied to a Free Personal Checking account or those savings/money market accounts tied to a Free Checking account and used at ATMs not owned by Pioneer Bank; or ATMs that are not in the Privileged Status® network.
^ Mobile Banking App is available to Online Banking customers. Data plan with your mobile service required, check with your wireless carrier for fees that may apply.
* A penalty may be imposed for early withdrawal from certificates of deposit.
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