Loans


Business Loans

One of the continuing challenges to businesses is understanding and securing the most appropriate financing options for your situation. At Pioneer Bank, we understand and offer unique financing options because we’re committed to building a relationship that addresses your needs and goals.
  • Revolving line of credit for short-term operating needs
  • Working capital loans
  • Term loans for equipment
  • Real estate loans
  • Letters of credit
  • SBA guaranteed business loans
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Consumer

We specialize in
  • Fast answers
  • Flexible terms
  • Autos
  • Boats
  • RVs
  • Home equity
  • Home equity lines of credit
  • Personal loans
  • Credit cards
  • Attractive interest rates
  • Expert advice

Appointments are available before, during and after business hours.

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Real Estate

Mortgage Financing – When it’s time to purchase your first house, move to a new home, build your dream home, or refinance your mortgage, our Mortgage Center specialists can help!

Home Equity Loans and Lines of Credit:
Pioneer Bank offers access to a variety of loan options based on the equity you have in your home.

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Our Mortgage Center Offers:
  1. Local process and personal service from application to closing
  2. Pre-qualification at no cost
  3. Variety of term options
  4. Competitive fixed and adjustable rates
Ask us for information about:
  • Construction loans
  • First-time home buyer programs
  • FHA loans with low down payments
  • Low down payments on conventional mortgages and government loans
CLICK HERE for our Mortgage Loan Application.

Reach the Mortgage Center by calling:
Victor Hendriks, Mortgage Center Manager
(712) 244-5543
vhendriks@pioneerbanks.com

Doris Severson, Mortgage Processor
(712) 244-5556
dseverson@pioneerbanks.com

Tiffanie Kruse, Mortgage Processor
(712) 244-5544
tkruse@pioneerbanks.com

Questions? Contact us.

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Agricultural

We provide agricultural loans to individuals, partnerships and corporations. From young farmer loans to local and regional agricultural programs, we’ll work hard to find the terms that will match your cash flow needs. We offer:
  • Operating Loans – Finance feed, livestock purchases, chemicals, fertilizer, prepaid expenses and seed on a continual basis, without having to reapply for new credit.
  • Breeding Stock Loans – Start a new operation, expand an existing operation or replace breeding stock.
  • Machinery Loans – To meet the seasonal and year 'round demands of their operation.
  • Real Estate Loans – Finance the purchase, expansion, or renovation of real estate.
  • Farm Service Agency (FSA) Guaranteed Loan Programs
  • Farm Ownership Loans
  • Operating Loans
  • Visit Farm Service Agency Online now!
    • Iowa Agricultural Development Authority (IADA) Loan Programs
    • Iowa Beginning Farmer Loan Program
    • Loan Participation Program
    • Visit Iowa Agricultural Development Authority
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Equal Housing Lender
Equal Housing Lender

Member FDIC
Member FDIC		  
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